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Ethan Smith
REALTOR®, Realtor
(540) 810-1131

13 Horseback Ln, Palmyra, VA 22963

$374,900
  • 13 Horseback Ln, Palmyra, VA 22963 Main Photo

38 Photos

Active Price Reduced by $15,000 on October 13th, 2026
BEDS4 BATHS3 full SQUARE FEET2,810 MLS#681751
STATUS PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE MONTICELLO

Property Description

OPEN SAT 10.17 from 2-4 NEW PRICE! - $374,900! Exceptional space and versatility in Lake Monticello! This spacious 4-bedroom, 3-bath home offers 2,810 finished square feet, a large 2-car garage, and a finished terrace level, all tucked near the end of a quiet cul-de-sac street. Enjoy a carpet-free interior with bamboo flooring on the main level, ceramic tile on the terrace level, and a kitchen featuring granite countertops. The finished lower level provides incredible flexibility for a family room, recreation space, home office, or guests. Step outside to an expansive two-level rear deck overlooking the fenced backyard, perfect for outdoor entertaining, pets, or relaxing at home. Additional highlights include winter water views and a BRAND-NEW HVAC system installed in 2026! Enjoy all that Lake Monticello has to offer, including its 352-acre lake, beaches, boating, golf, pool, parks, and playgrounds, with convenient access to Charlottesville. Generous living space, flexible floor plan, and an opportunity to add your personal touches over time!

13 Horseback Ln | MLS# 681751

This single family home located at 13 Horseback Ln, Palmyra, VA 22963 is currently listed for sale with an asking price of $374,900. This property was built in 1990 and has 4 bedrooms and 3 full baths with 2810 sq. ft. Horseback Ln is located in the LAKE MONTICELLO subdivision. Search LAKE MONTICELLO real estate on eqsmith.massanuttenrealty.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Basement: Full, Finished, Walk-Out Access
Cooling: Heat Pump
Garage: 2 car attached
Heating: Electric, Heat Pump
Home Style: Ranch
Lot Size: 0.35 Acres
Roof Type: Architectural
Stories: 1.0
Taxes: $2,685
Year Built: 1990

Amenities

Primary Downstairs

Feature Descriptions

Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Dryer, Washer
Association Amenities: Beach Rights, Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Playground, Pool, Sports Fields, Water
Days on Site: 38
Exterior: Stick Built, Vinyl Siding
Flooring: Bamboo, Ceramic Tile
HOA: Yes
HOA Fee: 1494/ Annually
Laundry: Washer Hookup, Dryer Hookup
Parcel#: 18A-3-136
Parking: Attached, Electricity, Garage, Garage Faces Side
Parking Notes: Attached, Electricity, Garage, Garage Faces Side
Pool: Association
Pool: Association
Sewer: Public Sewer
Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
Water: Public

Local Schools

High School: Fluvanna
Middle School: Fluvanna
Elementary School: Central (Fluvanna)

Listed By / Shown By

Listed By

Agency Name: LONG & FOSTER - LAKE MONTICELLO
Agency Phone: 434-589-7653

Shown By

Agent Name: Ethan Smith
Agent Phone: (540) 810-1131
Agency Title: Massanutten Realty

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Estimated Payment

$ 2,131.27 per month $1,798.17 Principal & Interest $223.75 Property Tax $109.35 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/19/2026. The listing information on this page last changed on 10/19/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 10/19/2026 12:08:05 AM EST) or CAAR MLS (last updated Sun 10/18/2026 11:11:16 PM EST) or Staunton MLS (last updated Sun 10/18/2026 11:40:16 PM EST) or HRAR MLS (last updated Sun 10/18/2026 11:28:45 PM EST). Real estate listings held by brokerage firms other than Massanutten Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Agency License Information: Massanutten Realty, LLC licensed in the Commonwealth of Virginia since 1986


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